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BUT, many state laws are based on the Uniform Commercial Code which has a provision that states that a bank can process a check even if the written date on it has not yet come due (meaning, just because you post-dated it doesn’t mean it’s illegal for it to be processed early).The “post-date” is not illegal, but also isn’t worth much as far as ensuring the check processing date either.A licensee may exercise authority on behalf of a creditor to employ the service of an attorney if the creditor has specifically authorized the collection agency in writing to do so and the licensee's course of conduct is at all times consistent with a true relationship of attorney and client between the attorney and the creditor.

It can be cashed at any time at the discretion of the bank.Maine has a statute that accepts postdating, but only if you notify the bank of your intent.Vermont does something similar and I'm sure other states do, too.You would need to send a notice of postdating to your bank describing the check.This doesn't prevent the recipient of cashing the check, but it does prevent your bank from charging your account until the date you specify NOTE: This may be considered a form of stop payment, and you may be subject to the fees noted by your institution.

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